What’s Next for Income Share Agreements?

The student debt crisis has become an even more prominent issue as Democratic presidential hopefuls call for an end to student debt. There are currently $1.6 trillion of outstanding student loans, owed by over 44 million people. And each year,…

Employers Are Helping Pay Down Student Debt. That’s Better Than Free College.

Every year, millions of people around the country attend colleges of all types in pursuit of a degree. Attaining a college degree is the key to earning higher salaries in the labor market, and provides the holder with access to…

More People Should Consider Community College

Community college is the best option for millions of Americans who want to pursue a degree. At a time when the price of tuition is increasing significantly — at almost eight times the rate of inflation — students are starting…

Do Bootcamps Even Need Title IV Funding?

The vast growth of the technology sector has led to an increased demand in qualified workers who have the skills necessary to fill jobs. A 2018 study by Code.org found that there are currently around 500,000 open computing jobs across…

Income Share Agreements (ISAs): A New Asset Class for Students

Student debt is becoming an increasingly large problem for students, parents, and policymakers. There are over $1.6 trillion of student loans outstanding in the U.S., and student loan is the highest source of household debt after mortgage debt. Students are…

How to Address the College Dropout Crisis

Earning a degree allows the holder to access higher salaries, and better jobs. This fact has become a critical part of the American education culture — parents, teachers, and the statistics state that going to college is a good investment.…

Here’s An Idea: Make it Easier to Repay Student Loans

There are approximately 19.9 million people expected to attend college in the fall of 2019, and a large proportion of those people will take out loans to finance their education. Indeed, about 69 percent of students from the Class of…

Building Strong Safeguards for Income Share Agreements

The further education financing system in the U.S. is broken. There are currently $1.6 trillion of student loans outstanding, owed by over 44 million borrowers. The average borrower in the Class of 2018, according to a recent study by Student…

Colleges Need More Accountability

Each year, colleges around the country confer around two million bachelor’s degrees to passionate learners. However, one million students each year will also default on their student loans, and that number increases by more than 1,400 each day. There are…

Could ISAs Pave the Way to Accreditation Reform?

Consumers often look for external validation that what they are purchasing is of good quality. Goods such as cars, food, among others, are often given external certification to attest to the validity of the product. The accrediting body which grants…

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